The challenges of forecasting winners and losers can be futile – and I’m not talking about the Olympics here! It is interesting to note who is winning and who is behind at half-time in 2021 when it comes to investment returns from different assets. Who would have predicted commodities leading the way having finished in the relegation places in 8 of the last 9 years?

This is why we recommend a dependable long-term plan or framework for clients, ensuring effective diversification to meet individual objectives.